Timothy J. Wolf

Tim Wolf is a nationally recognized trial lawyer who represents his clients in the areas of complex litigation, including business disputes, consumer claims, class actions, labor and employment claims, insurance coverage, bad faith litigation and catastrophic injury claims.
photo of attorney Timothy J. Wolf


Tim Wolf is battle tested in successfully representing his clients in “bet your company” type cases. He has a national practice in the areas of complex business litigation, including breach of contract disputes, class actions, consumer claims, labor and employment claims, insurance coverage, and bad faith litigation. He provides counsel to his clients on primary and excess property and liability policies with an emphasis on catastrophic injury claims and complex coverage issues. He has published articles and often speaks to industry professionals regarding insurance regulations and proper claim handling procedures. His broad insurance background includes litigating all aspects of insurance cases involving property and casualty insurance.

Tim is responsible for landmark decisions shaping class action law in Missouri and is often called on to lecture on class actions and how to manage the class action lawsuit. He is also responsible for significant favorable results for his clients in Telephone Consumer Protection Act class action cases in state and federal courts and in challenging regulations with the Federal Communications Commission in Washington, D.C. These results have had a significant impact on an industry-wide basis in advancing the successful defense of TCPA class action lawsuits.

Tim also has significant experience in successfully representing insurance clients in affirmative litigation. He counsels insurers on strategies to combat insurance fraud, including claims involving staged losses and medical billing fraud. Tim is routinely called upon by insurers to counsel on the use of civil RICO actions to prevent insurance fraud in many jurisdictions across the country.

Tim has tried numerous lawsuits to successful conclusion in state and federal courts and has deposed hundreds of experts on liability, causation and damage issues. He has represented clients in mediations and arbitrations in various venues and jurisdictions throughout the country.

Recent Results

Past Results

  • Robert Rassieur v. Metlife Auto & Home Ins. Agency, Inc., et al., No. 4:21-CV-01269-DDN, United States District Court Eastern District of Missouri (September 2022). Successfully represented national insurance carrier with respect to enforcement of anti-stacking language of underinsured motorist coverage section at trial court level, confirming that the insurer properly determined that only one UIM coverage limit applied to the claim at issue.
  • Travis Geist, on behalf of himself and all others similarly situated, v. Grinnell Select Insurance Company, June 21,2022. Tim successfully secured a dismissal with prejudice of a purported class member’s claims against his client. The plaintiff sought to have a class certified based on the theory that Tim’s insurer client had incorrectly paid a loss involving sales tax and a total loss vehicle. Despite such claims having generated traction in other venues and despite other purported class members having avoided early disposition in the very court where this case was pending, plaintiff elected to voluntarily dismiss his claims with prejudice rather than respond to a Motion for Judgment on the Pleadings early on in the litigation before discovery had even commenced.
  • Car Credit, Inc. v. Cathy Pitts, No. SC99335 (Mo.banc Apr. 26, 2022) In UCC notice class action case, after taking over the case from another law firm, Tim was successful in having the trial judge change her prior ruling granting class certification of the lawsuit and compel arbitration of the named plaintiff’s individual claim. The arbitrator found for Tim’s client the notices did not violate the UCC, which was affirmed by the trial court. Plaintiff appealed to the Western District of Missouri arguing it was improper to compel arbitration. The Western District reversed the trial court. Tim sought transfer to the Missouri Supreme Court, which was granted. The Missouri Supreme Court supported Tim’s position affirming the trial court’s granting of a motion to compel arbitration in a class-action lawsuit.
  • First Baptist v. Church Mutual Insurance Company (E.D.Ark 2022), Tim successfully tried a jury trial in federal court in Little Rock Arkansas for his insurance client on a coverage and bad faith claim. The plaintiff was the oldest church in Little Rock and claimed that Tim’s client wrongfully and in bad faith denied a claim for roof and gutter replacement at the church following a hailstorm. After a week-long trial, Tim obtained a defense verdict for his client on all counts. This was one of the first jury trial post-COVID in the venue.
  • McClune v. Farmers Ins. Co., Inc., No. 20-1768, 2021 WL 4125784, at *3 (8th Cir. Sept. 10, 2021). Tim secured summary judgment for insurer based on insured’s violation of the cooperation clause by failing to submit to an examination under oath. Tim argued the appeal, which affirmed the summary judgment in published decision by the U.S. Court of Appeals for the Eighth Circuit.
  • Fluor v. Zurich American Insurance Company, 4:16-CV-00429 E.D.MO, July 27, 2021, In what is considered to be the largest coverage and bad faith lawsuit in Missouri history, Tim obtained summary judgment for insurer finding there was no coverage for an approximately $400 million underlying judgment related to minors alleging injury from toxic lead exposure from a lead smelter operation in southern Missouri.
  • Purk v. Farmers Insurance Company, Inc. EDMO May 25, 2021, Tim obtained summary judgment for his client on a UM stacking issue, which was upheld on appeal by the Eastern District of Missouri.
  • White Knight Diner, et al., v. Owners Insurance Company, Inc.,4:17-cv-02406-MTS, 2021WL3286821, Tim obtained summary judgment on behalf of insurance company client in a complex class-action case in which the plaintiffs challenged Tim’s client’s subrogation practices throughout the state of Missouri for the past several years potentially impacting many thousands of claims. The U.S. District Court for the Eastern District of Missouri granted Tim’s client judgment as to all counts alleged in the insureds’ Petition after extensive discovery and briefing on plaintiff’s class certification motion and cross motions for summary judgment. This significant victory on behalf of Tim’s client was followed by the dismissal of numerous similar actions against other insurers by the same firm in several courts in the State of Missouri.
  • Confidential Arbitration Proceeding (2020). Successfully defended more than $10 million in claims asserted against client in confidential arbitration proceeding involving complex construction liability claims.
  • General Credit Acceptance Company, LLC v. Vincent, 570 S.W.3d 42 (Mo. 2019). Following class certification order entered by trial court in a UCC consumer class action lawsuit, Tim sought a writ to the Missouri Supreme Court on that basis the class certification was legally improper. The Supreme Court granted the writ and ordered the trial court to decertify the class. The Vincent opinion routinely cited by defendants in opposition to class certification motions and is considered a landmark decision in this area of the law.
  • Bunge v. Dever Electric (September 18, 2018). Obtained summary judgment on behalf of electrical contractor. Successfully argued statute of limitations defense to claims asserted in lawsuit by virtue of Missouri Borrowing Statute.
  • Daniel Baumhoff v. Farmers Insurance Company, Inc. (August 2018). Obtained summary judgment on behalf of insurer in case upholding exclusionary provisions of underinsured motorist coverage.
  • General Credit Acceptance Company v. David Deaver; St. Louis County Circuit Court, 11SL-CC2888-02 (May2016). After multi-day evidentiary hearing, Tim defeated plaintiff’s motion to certify nationwide class of consumers who alleged their automobiles were wrongfully repossessed in violation of the UCC.
  • Lowe v. Foremost Insurance Company, Green County Missouri, (February 2014). Tim was granted Summary Judgment on behalf of his client Foremost in a UIM stacking case. The court held that the policy unambiguously prohibited stacking of UIM policy limits for multiple vehicles insured by the Foremost policy.
  • Machine Maintenance, Inc. v. Generac Power Systems, Inc, Eastern District of Missouri, 4:12-cv-793, (November2013). After a two-week trial, jury awarded Plaintiff only $50,000 against Tim’s client Generac in an industrial equipment dealership termination dispute. Plaintiff sought more than $6 million in damages against Generac.
  • Gus Maduros v. Eric Krugh, Jr., Western District of Missouri, 4:09-cv-04211, (December 2010). Obtained jury verdict for Defendant. Plaintiff suffered a fractured knee and other spine injuries in an auto accident with Defendant who was an unlicensed minor.
  • Avida Williams v. Ken Chiu, St. Louis City, 052-1183, (March 2009). Obtained jury verdict for Defendant. Plaintiff alleged she suffered a herniated disc and various other injuries from rear end collision in the City of St. Louis.
  • Rias v. Safeco Ins. Co. of America, 594 F.Supp.2d 1090 (E.D. Mo. 2009). Obtained summary judgment for insurer. Court found Safeco’s policy did not provide unlimited building and code upgrade coverage following fire loss to home in historic district as argued by plaintiff.
  • Vogt, et al. v. Travelers Indemnity Company of America, CV305-8822-CC, Jefferson County, Missouri (May 2008). Obtained summary judgment for insurer. Insurer had no duty to defend or indemnify insured for construction defect claims under commercial general liability policy.
  • The Charter Oak Fire Insurance Co. v. Edward Holthaus, et a.l, Slip Copy, 2008 WL 509557 (E.D. Mo, Feb 22, 2008). Obtained summary judgment for insurer confirming no duty to defend or indemnify insured for lawsuit relating to auto accident where plaintiff alleged catastrophic injuries.
  • Meuanghane v. Stoneland, Inc., et al., 2106CC-03135, St. Louis County, Missouri (February 7, 2008). Obtained jury verdict for defendant. Jury found defendant was not liable for plaintiff’s closed head injury when defendant’s forklift overturned on her vehicle striking her in the head.
  • Foremost Insurance Company v. Gene Evans, 05WA-CC00338, Washington County, Missouri (December 2007). Obtained jury verdict for insurer. Jury found no coverage for fire damages to insured’s property as a fraud, misrepresentation and intentional loss conditions and exclusions in policy.
  • Plunk, et al. v. Shelter Mutual Insurance Company, 05-BO-CC-00030, Bollinger County, Missouri (August 2007). Obtained summary judgment for insurer. Insurer had no duty to provide coverage for business personal property following residential fire.
  • Travelers Indemnity Co. v. Vas-Nes, Slip Copy, 2005 WL 3107697 (W.D. Mo., Nov 18, 2005). Obtained summary judgment for insurer. Insurer had no duty to provide coverage for employee dishonesty claim.
  • Assurance Co. of America v. Adbar, L.C., 129 Fed.Appx. 334 (8th Cir. 2005). Eighth Circuit Court of Appeals upheld entry summary judgment for insurer. Builder’s risk policy language was not affected by Missouri’s Valued Policy Statute, saving insurer over $500,000 on insured’s claim.

Professional Affiliations

  • International Association of Special Investigation Units (IASIU) Kansas City Chapter, Chief Counsel
  • Claims & Litigation Management Alliance, Environmental and Toxic Tort Committee
  • Defense Research Institute
  • Illinois State Bar Association
  • Missouri Organization of Defense Lawyers
  • Property Law Research Bureau

Awards & Achievements

  • Best Lawyers- Litigation - Insurance, 2024
  • Rising Stars - Insurance Coverage, Missouri & Kansas Super Lawyers (2010-2016)


  • Fraudulent Misrepresentation of Policy Limits
  • Editor, Missouri Sources of Proof, Fifth Edition, The Missouri Bar
  • Editor, "Settlements in Commercial Litigation," Journal of The Missouri Bar (January 2014)
  • Editor, "Enforcement or Rescission of Settlement Agreements," Journal of The Missouri Bar (January 2014)
  • Author, "Civil Conspiracy Claims Extend Business Litigator's Reach to Defendants Not a Party to the Contract," The Firm Inquiry (Winter 2008)
  • Author,"Tide Turning? Decisions Opposing Class Certification," The Firm Inquiry (Summer 2008)
  • Author,"Insurance Law from A to Z," National Business Institute (May 2008)
  • Author, "Missouri Court Limits Class Action Certification," The Firm Inquiry (Fall 2007)
  • Author, "Fraudulent Misrepresentation of Policy Limits," The Firm Inquiry (Fall 2006)

Speaking Engagements

  • Presenter, "The Future is Now: Harnessing the Power of AI in Claim Investigation," Watters Wolf Bub Hansmann Trial & Insurance Symposium, February 2024
  • Presenter, "Nuclear Verdicts: How to Avoid Them From Pre-Suit Through Trial Verdict," Watters Wolf Bub Hansmann Trial & Insurance Symposium, January 2023
  • Presenter, "2017 Tort Reform Update," Brown & James General Defense & Insurance Law Symposium, January 2018
  • Presenter, "Stacking the Deck: Changes to Missouri's Collateral Source Rule," 2017 Brown & James Tort Reform Seminar: A New Day in Missouri, September 2017
  • Presenter, "Practical Realities and Pitfalls of Uninsured and Under-insured Motorist Coverage," 2017 CLM Greater St. Louis Education & Networking Event, August 2017
  • Presenter, "Case Law Update," Brown & James General Defense & Insurance Law Symposium, January 2017
  • Presenter, "Data Analytics and the RICO Act - Powerful Tools in the Fight against Insurance Fraud Rings," Brown & James Law Symposium, January 2016
  • Presenter, "Reserving Rights and Declining Coverage in Missouri," Brown & James Law Symposium, January 2014
  • Presenter, "Putting Together a Powerful Closing Argument," National Business Institute, May 2013
  • Presenter, "The Ever-Evolving Co-Employee Liability Law - Have We Reached The End?" Brown & James Law Symposium, January 2013
  • Presenter, "Emerging Issues Relating to Business Income, Extra Expense & Appraisal Pitfalls," Brown & James Law Symposium, January 2011
  • Presenter, "Class Actions: Plaintiff's Attorney's Dream, Insurance Carrier's Nightmare," Annual Conference of the Council on Litigation Management - CLM, April 2010
  • Presenter, "Settling Uninsured and Underinsured Motorist Claims," National Business Institute, February 2010
  • Presenter, "Ethical Considerations in Coverage Disputes," National Business Institute, June 2009
  • Presenter, "Class Actions, Plaintiff's Attorney's Dream Insurance Carrier's Nightmare," Central Claims Executives Association Conference, October 2008



  • Saint Louis University School of Law (J.D., 2001)
  • Westminster College (B.A., History, Political Science, 1998)

Bar Admissions

  • Missouri
  • Illinois
  • Arkansas
  • Kansas
  • U.S. District Court for the Eastern District of Missouri
  • U.S. District Court for the Eastern District of Texas
  • U.S. District Court for the Eastern District of Oklahoma
  • U.S. District Court for the Northern District of Oklahoma
  • U.S. District Court for the Western District of Missouri
  • U.S. District Court of Kansas
  • U.S. District Court of Texas
  • U.S. Bankruptcy Court for the Southern District of Illinois
  • U.S. District Court for the Southern District of Illinois
  • U.S. District Court for the Central District of Illinois
  • U.S. Court of Appeals for the Eighth Circuit